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Dime Commercial Bancshares, Inc. /NY/ (DCOM) Form 10-Q — Oct 30, 2026

$DCOMForm 10-QFiled Oct 30, 2026, 4:34 PM ET0000846617-26-000052Original filing

Dime Commercial Bancshares (NYSE: DCOM) reported Q3 2026 diluted EPS of $0.90, up 53% from $0.59 a year earlier, on net income of $41.6 million. Net interest income jumped 17% to $121.2 million and net interest margin expanded to 3.35% from 3.01%. The 10-Q also discloses a subsequent event: on October 20, 2026 Dime signed a definitive merger agreement to acquire ES Bancshares and its Empire State Bank subsidiary (~$596 million in assets, five Staten Island/Brooklyn branches) for 720,000 Dime shares plus $30.0 million in cash, expected to close in Q1 2027.

Key figures

Eps
0.9
Revenue
121219000
Net Income
41560000
Total Assets
15546869000
Cash Position
2184800000
Shares Outstanding
43729549
Buyback q3
298,003 shares for $12.2M
Diluted eps 9m
$2.40 vs $1.67
Total deposits
$13.14B
Empire total assets
$596 million
Merger consideration
720,000 shares + $30.0M cash
Non performing loans
$99.1M (0.89% of loans) vs $72.1M
Net interest income q3
$121.2M vs $103.4M prior year
Net interest margin q3
3.35% vs 3.01%

AI analysis

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