KEMPER Corp (KMPR) Form 8-K — Aug 5, 2026

$KMPRForm 8-KItems 2.02, 9.01Filed Aug 5, 2026, 4:08 PM ET0000860748-26-000082Original filing

Kemper Corporation reported a second quarter 2026 net loss of $464.8 million, or $(7.90) per diluted share, versus net income of $72.6 million, or $1.12 per share, a year earlier. The loss was driven by a $460 million non-cash goodwill impairment, which the company says has no impact on cash-generating ability, statutory capital, holding company liquidity, or debt and revolving credit covenants. Underlying performance also weakened sharply: Adjusted Consolidated Net Operating Income fell to $26.3 million ($0.45 per share) from $84.1 million ($1.30 per share), and total revenues declined $132.9 million to $1,092.7 million.

Key figures

Eps: $(7.90) diluted net loss per share (Q2 2026)
Revenue: $1,092.7 million (Q2 2026)
Net Income: $(464.8) million attributable to Kemper (Q2 2026)
Total Debt: $944.5 million
Revenue Yoy: -$132.9 million vs Q2 2025
Total Assets: $11,926.3 million
Cash Position: $130.0 million holding company cash and investments; $80.3 million consolidated cash
Shares Outstanding: 58.922 million common shares issued and outstanding
Debt ratings: Senior unsecured bbb-/Baa3/BBB-/BBB- (AM Best/Moody's/S&P/Fitch)
Combined ratio: 104.0% vs 95.4% prior year
Quarterly dividend: $0.32 per share ($19.3 million)
Goodwill impairment: $460.0 million non-cash
Shareholders equity: $2,192.8 million, down 18% from year-end 2025
Book value per share: $37.22, down 19% from $45.71 at year-end 2025
Prior year net income: $72.6 million ($1.12 per diluted share, Q2 2025)
Q2 catastrophe losses: $6.3 million consolidated
Revolving credit capacity: $350.0 million available
Underlying combined ratio: 102.3% vs 93.6% prior year
Debt to total capitalization: 30.1% vs 26.0% at year-end 2025
Adjusted book value per share: $27.55 vs $28.06 at year-end 2025
Personal auto underlying loss ratio: 83.8% vs 72.5% prior year
Prior year adjusted operating income: $84.1 million ($1.30 per diluted share, Q2 2025)
Adjusted consolidated net operating income: $26.3 million ($0.45 per share)

Price after filing

1 day: +0.4%7 days: -9.5%30 days: -2.0%

Close on the filing date to close N calendar days later (from $29.28). Historical, not a forecast.

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