EAGLE FINANCIAL SERVICES INC (EFSI) Form 8-K — Oct 22, 2026
$EFSIForm 8-KItems 2.02, 7.01, 8.01, 9.01Filed Oct 22, 2026, 4:30 PM ET0000880641-26-000026Original filing
Eagle Financial Services, Inc. (NASDAQ: EFSI) reported Q3 2026 net income of $4.75 million, or $0.88 per share, down from $5.58 million ($1.04) in the year-ago quarter, with adjusted net income of $5.02 million excluding $342 thousand of merger expenses. The Board declared a quarterly dividend of $0.31 per share, payable November 13, 2026 to shareholders of record November 2, 2026, representing a 35.23% payout ratio. The dividend has been held flat at $0.31 for five consecutive quarters.
Key figures
- Eps
- 0.88
- Revenue
- 25218000
- Net Income
- 4750000
- Total Debt
- 29630000
- Total Assets
- 1870465000
- Cash Position
- 15020000
- Net loans
- 1513409000
- Adjusted eps
- 0.93
- Total equity
- 195287000
- Total deposits
- 1623246000
- Dividend per share
- 0.31
- Merger expenses q3
- 342000
- Shares outstanding
- 5413262
- Net interest income
- 17629000
- Net interest margin
- 3.95%
- Book value per share
- 36.08
- Closing price q3 end
- 45.3
- Nonperforming assets
- 15995000
- Return on avg assets
- 1.01%
- Return on avg equity
- 9.66%
- Dividend payout ratio
- 35.23%
- Adjusted net income q3 2026
- 5020000
- Allowance for credit losses ratio
- 1.21%
AI analysis
Red flags7 · Pro
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.