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C & F FINANCIAL CORP (CFFI) Form 8-K — Jul 23, 2026

$CFFIForm 8-KItems 2.02, 9.01Filed Jul 23, 2026, 11:36 AM ET0000913341-26-000038Original filing

C&F Financial Corporation reported consolidated net income of $8.6 million for the second quarter of 2026, an increase of 11.1 percent compared to $7.8 million in the prior-year quarter. Earnings per share rose to $2.63 from $2.37, supported by strong loan growth in the community banking segment and increased mortgage originations. Net interest margin improved to 4.41 percent, up from 4.27 percent in the second quarter of 2025. Results for the quarter included significant one-time items: a pre-tax gain of $8.3 million from the sale of an equity interest in Bearing Insurance Group, LLC, and a pre-tax loss of $7.1 million from a strategic restructuring of the securities portfolio.

Key figures

Eps
2.63
Net Income
8626000
Total Debt
118200000
Cash Position
62110000
Shares Outstanding
3250307
Dividend Per Share
0.48
Pre Tax Gain On Bearing Sale
8300000
Pre Tax Loss On Securities Restructuring
7100000

Price after filing

1 day: +1.3%7 days: +8.4%30 days: +10.1%

Close on the filing date to close N calendar days later (from $77.15). Historical, not a forecast.

AI analysis

Red flags2 · Pro

The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.

AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.

    C & F FINANCIAL CORP (CFFI) Form 8-K — Jul 23, 2026: AI Analysis | Signal8