Home Federal Bancorp, Inc. of Louisiana (HFBL) Form 8-K — Oct 27, 2026
Home Federal Bancorp of Louisiana (Nasdaq: HFBL) reported net income of $1.911 million for the quarter ended September 30, 2026, up from $1.599 million a year earlier. Basic and diluted EPS were $0.64 and $0.62 versus $0.53 and $0.52 in the prior-year quarter. The improvement was driven by a 12.2% increase in net interest income and a 31.2% jump in non-interest income, including a $204,000 gain on the bulk sale of 44 rental properties. Net interest margin expanded to 3.83% from 3.63%, though the provision for credit losses rose 539.5% to $275,000.
Key figures
- Eps
- 0.64 basic / 0.62 diluted
- Revenue
- 0
- Net Income
- 1911000
- Total Assets
- 655564000
- Cash Position
- 37560000
- Deposits
- 574923000
- Provision Yoy
- +539.5% ($232,000)
- Book Value Per Share
- 19.39
- Net Interest Income
- 5904000
- Net Interest Margin
- 3.83% vs 3.63% prior year
- Non Interest Income
- 853000
- Fhlb Advances Dallas
- 14000000
- Interest Rate Spread
- 3.17% vs 2.99% prior year
- Prior Year Net Income
- 1599000
- Non Performing Assets
- 1.556M vs 3.649M at June 30, 2026
- Prior Year Diluted Eps
- 0.52
- Net Interest Income Yoy
- +12.2% ($643,000)
- Non Interest Income Yoy
- +31.2% ($203,000)
- Return On Average Assets
- 1.17%
- Return On Average Equity
- 12.71%
- Provision For Credit Losses
- 275000
- Shares Outstanding Period End
- 3030594
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