WAFD INC (WAFD) Form 10-Q — Aug 4, 2026

$WAFDForm 10-QFiled Aug 4, 2026, 1:56 PM ET0000936528-26-000061Original filing

WaFd Inc reported fiscal third quarter net income of $66.1 million, or $0.84 per diluted share, up from $62.0 million and $0.73 a year earlier, as net interest income rose 8% to $181.3 million and net interest margin expanded to 2.81% from 2.69%. For the nine months ended June 30, 2026, net income was $195.9 million, or $2.45 per diluted share, versus $165.5 million and $1.91 in the prior-year period. The company paid its 173rd consecutive quarterly dividend of $0.27 per share in June and repurchased 4,696,915 shares at an average of $30.99 during the nine months, leaving 7,992,669 shares authorized after the board raised the buyback program to 10 million shares in February 2026.

Key figures

Eps: $0.84 diluted for Q3 FY2026 (vs $0.73 prior year); $2.45 diluted for the nine months (vs $1.91)
Net Income: $66.13 million for Q3 FY2026; $195.87 million for the nine months ended June 30, 2026
Total Debt: 3263359000
Total Assets: 27596970000
Cash Position: 676467000
Shares Outstanding: 73995238
Deposits: $20.93 billion, down $505.6 million or 2.4% from September 30, 2025
Cet1 Ratio: 11.36% (Company); 12.95% (Bank)
C And ILoan Growth: +30.0% to $3.11 billion since September 30, 2025
Non Accrual Loans: $127.6 million, 0.63% of total loans
Buyback Remaining: 7,992,669 shares authorized (program increased to 10 million shares in February 2026)
Delinquency Ratio: 0.8% of total loans (vs 0.6% at September 30, 2025)
Dividend Per Share: $0.27 quarterly — 173rd consecutive quarterly cash dividend
Buyback Nine Months: 4,696,915 shares at average $30.99 per share
Loans Receivable Net: $20.02 billion, down $70.7 million from September 30, 2025
Shareholders Equity: $3.02 billion, 10.95% of total assets
Tier1 Leverage Ratio: 9.19% (Company)
Net Interest Income Q3: $181.3 million (vs $168.0 million prior year)
Net Interest Margin Q3: 2.81% (vs 2.69% prior year)
Non Interest Income Q3: $24.2 million (vs $18.3 million prior year)
Non Performing Assets: $135.7 million, 0.5% of total assets
Construction Loan Growth: +22.1% to $2.14 billion since September 30, 2025
Net Charge Offs Nine Months: $5.9 million (vs $10.7 million prior year)
Provision For Credit Losses Q3: $11.0 million (vs $2.0 million prior year)
Provision For Credit Losses Nine Months: $18.5 million (vs $4.75 million prior year)

Price after filing

1 day: +0.1%7 days: +1.0%30 days: -4.6%

Close on the filing date to close N calendar days later (from $37.67). Historical, not a forecast.

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