WAFD INC (WAFD) Form 8-K — Oct 16, 2026
WaFd, Inc. (NASDAQ: WAFD) reported fiscal Q4 2026 net income of $60.0 million, or $0.76 per diluted share, down 9% from the prior quarter's $0.84, pressured by a $36 million charge-off on a large classified loan and $6 million of EverBank merger-related costs. Full fiscal-year results were strong: net income of $255.9 million rose 13%, and diluted EPS grew 22% to $3.21 from $2.63. Non-performing assets fell 37% to 0.32% of total assets and delinquencies dropped to 0.50% of loans after resolving a $53 million classified loan relationship.
Key figures
- Eps
- 0.76
- Revenue
- 336493000
- Net Income
- 59991000
- Total Debt
- 2545972000
- Total Assets
- 27230636000
- Cash Position
- 749696000
- Shares Outstanding
- 74016318
- Net loans
- 19041263000
- Eps yoy growth
- 22%
- Sfr loans sold
- $543 million
- Total deposits
- 21320967000
- Efficiency ratio
- 55.12%
- Net chargeoffs q4
- 39237000
- Net interest margin
- 2.81%
- Qoq net income change
- -9%
- Fiscal year net income
- 255865000
- Fiscal year diluted eps
- 3.21
- Shares repurchased fy26
- 4,703,844 at $31.00 weighted average
- Return on average assets
- 0.87%
- Non performing assets pct
- 0.32% (down from 0.49%)
- Merger related expenses q4
- 6168000
- Charge off on classified loan
- 36000000
- Provision for credit losses q4
- 20000000
- Multifamily loans held for sale
- $429 million
- Return on tangible common equity
- 9.85%
AI analysis
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