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TIMBERLAND BANCORP INC (TSBK) Form 8-K — Nov 2, 2026

$TSBKForm 8-KItems 2.02, 7.01, 9.01Filed Nov 2, 2026, 12:48 PM ET0000939057-26-000287Original filing

Timberland Bancorp (NASDAQ: TSBK) reported fiscal Q4 2026 net income of $8.11 million, or $1.04 per diluted share, up 6% EPS from the prior quarter but down from $1.07 a year ago (which included a $1.04 million BOLI benefit). Fiscal year 2026 net income rose 7% to $31.17 million with EPS up 8% to a record $3.96, while the quarterly net interest margin widened to 3.96% and return on average assets improved to 1.56%.

Key figures

Eps
1.04
Guidance
No formal guidance given; management expressed confidence in growth opportunities and franchise value.
Net Income
8110000
Total Debt
5000000
Total Assets
2063791000
Shares Outstanding
7782243
Nim
3.96%
Roa
1.56%
Roe
11.72%
Net loans
1526250000
Npa ratio
0.42%
Acl to loans
1.21%
Nim year ago
3.82%
Fhlb capacity
810000000
Total deposits
1769127000
Buyback dollars
1850000
Fiscal year eps
3.96
Efficiency ratio
53.94%
Nim prior quarter
3.85%
Dividend per share
0.31
Shares repurchased
40395
Shareholders equity
276309000
Book value per share
35.51
Fiscal year eps prior
3.67
Tier 1 leverage ratio
12.91%
Fiscal year net income
31170000
Quarterly eps year ago
1.07
Quarterly eps prior quarter
0.98
Fiscal year net income prior
29160000
Quarterly net income year ago
8450000
Tangible book value per share
33.54
Total risk based capital ratio
20.86%
Quarterly net income prior quarter
7720000

AI analysis

Red flags3 · Pro

The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.

AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.

    TIMBERLAND BANCORP INC (TSBK) Form 8-K — Nov 2, 2026: AI Analysis | Signal8