Grupo Aval Acciones Y Valores S.A. (AVAL) Form 6-K — Aug 14, 2026
Grupo Aval reported 2Q2026 consolidated attributable net income of Ps 577.5 billion (Ps 24.3 per share), up 71.6% versus 1Q26 and 16.7% versus 2Q25, with ROAE of 12.7% — its highest in four years — and ROAA of 1.1%. The quarter was powered by a total NIM of 5.5% (up from 3.3% in 1Q26), driven by net trading income of Ps 1,126.7 billion (+108.6% QoQ) as the Colombian sovereign debt market recovered after June's presidential election. Gross loans grew 7.6% year over year to Ps 197.7 trillion, deposits rose 11.5%, and the efficiency ratio improved to 49.3%.
Key figures
- Eps
- Ps 24.3 per share (2Q26)
- Net Income
- Ps 577.5 billion attributable to owners of the parent (Ps 981.8 billion total)
- Cash Position
- Ps 22,525.6 billion
- Shares Outstanding
- 23743475754
- P e
- 9
- P bv
- 1.1
- Roaa
- 1.1%
- Roae
- 12.7% (highest in 4 years)
- Total nim
- 5.5% (banking segment 6.07%)
- Gross loans
- Ps 197,718.7 billion (+2.1% QoQ, +7.6% YoY)
- Pdl 90 ratio
- 3.13% (stable QoQ, -44 bps YoY)
- Total assets
- Ps 350,741.1 billion (+3.9% QoQ, +4.5% YoY)
- Cost to income
- 49.3% (-456 bps QoQ, -393 bps YoY)
- Double leverage
- 1.19x
- Cost of risk net
- 1.9% (+8 bps QoQ, +5 bps YoY)
- Customer deposits
- Ps 221,470.3 billion (+2.1% QoQ, +11.5% YoY)
- Holdco gross debt
- Ps 1,597.8 billion
- Net trading income
- Ps 1,126.7 billion (+108.6% QoQ, +100.0% YoY)
- Equity attributable
- Ps 18,575.0 billion
- Net interest income
- Ps 1,856.7 billion (-2.9% QoQ, -5.1% YoY)
- Combined net debt holdco and gal
- Ps 4,334.5 billion
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