ICICI BANK LTD (IBN) Form 6-K — Oct 22, 2026
ICICI Bank reported strong Q2-2027 (quarter ended September 30, 2026) results, with standalone profit after tax growing 20.1% year-on-year to ₹14,843 crore (US$ 1.5 billion). Net interest income rose 17.7% YoY to ₹25,339 crore with a net interest margin of 4.18%. Growth was robust across the balance sheet: total deposits grew 27.1% YoY to ₹20,49,874 crore and total advances grew 30.0% YoY to ₹18,31,580 crore. Asset quality improved meaningfully, with the gross NPA ratio falling to 1.20% and the net NPA ratio to 0.30%, while capital adequacy remained strong at 16.68%.
Key figures
- Eps
- 20.68
- Revenue
- Total income of ₹57,157.49 crore (standalone Q2-2027)
- Net Income
- ₹14,843 crore (standalone Q2-2027); ₹16,333 crore consolidated
- Total Debt
- Borrowings ₹204,552.66 crore (standalone); ₹295,561.42 crore (consolidated)
- Revenue Yoy
- Profit before tax excluding treasury grew by 23.4% YoY
- Total Assets
- ₹2,725,286.54 crore (standalone); ₹3,292,952.99 crore (consolidated)
- Cash Position
- ₹100,119.68 crore (cash and balances with RBI at Sep 30, 2026)
- Shares Outstanding
- Paid-up equity share capital ₹1,435.96 crore (face value ₹2 each)
- Atms
- 12143
- Branches
- 7656
- Cet1 ratio
- 16.01%
- Net npa ratio
- 0.30%
- Total advances
- ₹18,31,580 crore, +30.0% YoY
- Total deposits
- ₹20,49,874 crore, +27.1% YoY
- Gross npa ratio
- 1.20%
- Net interest income
- ₹25,339 crore, +17.7% YoY
- Net interest margin
- 4.18%
- Usd convenience rate
- US$1 = ₹95.83
- Contingency provision
- ₹13,100 crore
- Core operating profit
- ₹20,805 crore, +21.8% YoY
- Capital adequacy ratio
- 16.68%
- Provisioning coverage ratio
- 75.0%
- Return on assets annualised
- 2.26%
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