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TOMPKINS FINANCIAL CORP (TMP) Form 8-K — Oct 23, 2026

$TMPForm 8-KItems 2.02, 8.01, 9.01Filed Oct 23, 2026, 9:23 AM ET0001005817-26-000139Original filing

Tompkins Financial (NYSE American: TMP) reported Q3 2026 diluted EPS of $2.00, up 21.2% from $1.65 a year ago, on net income of $28.7 million. Nine-month EPS rose 29.6% to $5.86, driven by loan growth and net interest margin expansion to 3.65%. The Board also declared a quarterly dividend of $0.74 per share, a 13.8% increase over the Q4 2025 dividend, payable November 13, 2026, and the company repurchased $1.8 million of stock in the quarter.

Key figures

Eps
2
Eps Yoy
$0.35 or 21.2% increase vs Q3 2025
Net Income
28700000
Total Assets
8978517000
Cash Position
242151000
Liquidity
$1.5 billion or 17.1% of total assets
Dividend increase
13.8% vs Q4 2025 dividend
Dividend per share
$0.74
Net interest margin
3.65%
Total capital ratio
14.89%
Tier 1 capital ratio
10.73%
Noninterest income q3
$12.6 million (down 46.7% YoY due to TIA sale)
Shares repurchased q3
18,118 shares for $1.8 million
Net interest income q3
$77.3 million
Total loans period end
$6.72 billion
Year to date diluted eps
$5.86 (up 29.6%)
Total deposits period end
$7.4 billion
Provision for credit losses
$3.0 million

AI analysis

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AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.