ENTERPRISE FINANCIAL SERVICES CORP (EFSC) Form 8-K — Oct 21, 2026
Enterprise Financial Services Corp (EFSC) reported Q3 2026 net income of $42.4 million, or $1.14 per diluted share, versus $1.09 in the linked quarter but down from $1.19 in the prior year quarter. Adjusted diluted EPS was $1.17 and net interest income grew $5.9 million sequentially to $174.6 million with NIM steady at 4.30%. Loan and deposit growth was strong: loans rose $452.3 million to $12.3 billion and deposits rose $624.4 million to $15.1 billion, driving PPNR up $6.4 million to $74.6 million. The offset was credit quality, with the provision for credit losses more than doubling year-over-year to $18.1 million and nonperforming assets rising to 1.03% of total assets.
Key figures
- Eps
- 1.14
- Revenue
- 174606000
- Net Income
- 42444000
- Total Assets
- 17792510000
- Ppnr
- $74.6 million
- Roaa
- 0.95%
- Roatce
- 10.74%
- Cet1 ratio
- 11.1%
- Total loans
- $12.3 billion
- Acl to loans
- 1.17%
- Npa to assets
- 1.03%
- Total deposits
- $15.1 billion
- Net charge offs
- $11.0 million
- Repurchase value
- $34.0 million
- Loan increase qoq
- $452.3 million
- Noninterest income
- $13.2 million
- Shares repurchased
- 525767
- Net interest margin
- 4.30%
- Noninterest expense
- $114.7 million
- Tce tangible assets
- 8.13%
- Adjusted diluted eps
- 1.17
- Deposit increase qoq
- $624.4 million
- Provision for credit losses
- $18.1 million
- Q4 common dividend per share
- $0.36 (up $0.01)
- Tangible book value per share
- $39.45
AI analysis
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