BANCO SANTANDER CHILE (BSAC) Form 6-K — Aug 20, 2026
Banco Santander-Chile reported consolidated profit of Ch$672,299 million for the first half of 2026, up 20.4% from Ch$558,554 million a year earlier, with profit attributable to equity holders of Ch$655,759 million and EPS of Ch$3.48 versus Ch$2.92 in H1 2025. Second-quarter net income was Ch$391,822 million, a 41.6% jump from Ch$276,817 million in Q2 2025 (EPS Ch$2.03 vs Ch$1.45), as H1 net interest income grew 5.4% to Ch$905,213 million, credit loss expenses stayed roughly flat at Ch$285,583 million, and the Board released Ch$23,000 million of additional loan-loss provisions.
Key figures
- Eps
- Ch$3.48 basic/diluted H1 2026 (vs Ch$2.92 H1 2025); Q2 2026 Ch$2.03 (vs Ch$1.45 Q2 2025)
- Revenue
- Ch$1,568,139 million total operating income, H1 2026 (+7.0% vs Ch$1,465,403 million H1 2025)
- Net Income
- Ch$655,759 million attributable to equity holders, H1 2026 (+19.2% vs Ch$550,355 million H1 2025); consolidated Ch$672,299 million vs Ch$558,554 million
- Total Assets
- Ch$70,323,331 million at June 30, 2026 (vs Ch$68,094,956 million at Dec 31, 2025)
- Cash Position
- Ch$2,018,811 million total cash and cash equivalents at June 30, 2026
- Ccyb
- 1.0% of RWA over a 24-month implementation period
- Total equity
- Ch$5,138,320 million at June 30, 2026
- Q2 net income
- Ch$391,822 million, +41.6% YoY (vs Ch$276,817 million Q2 2025)
- Loans consumer
- Ch$5,634,296 million
- Loans mortgage
- Ch$17,507,946 million
- Loans commercial
- Ch$16,853,490 million
- Getnet stake sale
- Ch$68,000 million for 49.99% of Santander Getnet Chile; net equity effect Ch$26,107 million
- Usd bond issuance
- USD 500 million, 4.55% coupon, yield 4.558%, due November 20, 2030
- Fmc pillar2 charge
- 0.13% (reduced from prior 0.25%)
- Shares outstanding
- 188,446,126,794 weighted average shares
- Dsib cet1 requirement
- 1.5% of risk-weighted assets, fully constituted by December 2026
- Net interest income h1
- Ch$905,213 million (+5.4% vs Ch$859,144 million)
- Credit loss expenses h1
- Ch$285,583 million (vs Ch$286,764 million H1 2025)
- Dividend per share 2025
- Ch$3.533346317 (60% payout of Ch$1,053,209 million profit)
- Provision releases 2026
- Ch$23,000 million total (Ch$18,000mn and Ch$4,000mn commercial, Ch$1,000mn mortgage)
- Fmc bond registrations 2026
- UF 6,562,000 plus Ch$248,500 million plus USD 530 million
- Total dividend distribution
- Ch$631,925 million
AI analysis
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