OFG BANCORP (OFG) Form 10-Q — Aug 6, 2026
OFG Bancorp's Q2 2026 net income available to common shareholders rose 13.5% year over year to $58.8 million, with diluted EPS of $1.39 versus $1.15 a year earlier. Net interest income grew to $157.3 million from $151.9 million on steady loan growth (total loans $8.12 billion). Credit quality improved markedly: the provision for credit losses fell to $13.0 million from $21.7 million a year ago, and non-accrual loans dropped to $62.2 million from $124.6 million at year-end 2025. The allowance for credit losses declined to $188.3 million.
Key figures
- Eps
- 1.39
- Net Income
- 58777000
- Total Debt
- 556615000
- Total Assets
- 12154572000
- Cash Position
- 745706000
- Shares Outstanding
- 42265494
- Total Loans
- 8117021000
- Total Deposits
- 9983128000
- H1 2026 buyback
- $44.5 million (1,097,953 shares at avg $40.51)
- Non Accrual Loans
- 62171000
- Six Month Net Income
- 112714000
- Six Month Diluted EPS
- 2.64
- Diluted EPS prior Year
- 1.15
- Total Stockholders Equity
- 1407272000
- Allowance For Credit Losses
- 188255000
- Effective Tax Rate h1 2026
- 21.3%
- Non Accrual Loans dec 2025
- 124582000
- Remaining Buyback Capacity
- $193.6 million (3,945,538 shares)
- Net Interest Income q2 2026
- 157299000
- Non Interest Income q2 2026
- 33023000
- Operational Losses q2 2025
- 306000
- Operational Losses q2 2026
- 5930000
- Quarterly Dividend Per Share
- 0.35
- Closing Share Price jun 30 2026
- 49.07
- Provision For Credit Losses q2 2025
- 21678000
- Provision For Credit Losses q2 2026
- 13006000
Price after filing
Close on the filing date to close N calendar days later (from $52.89). Historical, not a forecast.
AI analysis
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