UNITED BANCORP INC /OH/ (UBCP) Form 10-Q — May 14, 2026
United Bancorp (UBCP) reported first-quarter 2026 net income of $1.91 million, or $0.33 per share, representing a 2.1% increase in earnings and a 3.1% increase in EPS compared to the same period in 2025. The bank achieved these results despite increased expenses related to transformative infrastructure projects and geopolitical uncertainty, demonstrating resilience in its core banking operations. Net interest income rose 4.2% year-over-year to $6.51 million, driven by a 12-basis-point expansion in the net interest margin to 3.72%.
Key figures
- Eps
- 0.33
- Net Income
- 1911000
- Total Assets
- 858499000
- Cash Position
- 27240000
- Gross Loans
- 500300000
- Total Deposits
- 666657000
- Nonaccrual Loans
- 6800000
- Dividends Per Share
- 0.3675
- Net Interest Income
- 6511000
- Net Interest Margin
- 3.72%
- Tier1 Capital Ratio
- 12.40%
- Total Capital Ratio
- 13.07%
- Stockholders Equity
- 67499000
- Allowance For Credit Losses
- 4250000
Price after filing
Close on the filing date to close N calendar days later (from $15.25). Historical, not a forecast.
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