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COLONY BANKCORP INC (CBAN) Form 8-K — Jul 22, 2026

$CBANForm 8-KItems 2.02, 7.01, 9.01Filed Jul 22, 2026, 4:15 PM ET0001104659-26-085809Original filing

Colony Bankcorp reported net income of $10.9 million, or $0.51 per diluted share, for the second quarter of 2026, an increase from $8.0 million, or $0.46 per diluted share, in the prior-year quarter. Operating net income was $11.0 million, or $0.52 per share, driven by net interest margin expansion to 3.52% and loan growth of $51.4 million to $2.46 billion. The Board of Directors declared a quarterly cash dividend of $0.12 per share, payable on August 19, 2026, to shareholders of record as of August 5, 2026.

Key figures

Eps
0.51
Eps Beat
0
Revenue
0
Net Income
10900000
Total Debt
233200000
Debt Amount
0
Revenue Yoy
0
Total Assets
3627583000
Cash Position
159619000
Deal Value Usd
0
Interest Rate
0
Gross Proceeds
0
Offering Price
0
Shares Offered
0
Shares Outstanding
21221503
Operating eps
0.52
Total deposits
2970000000
Dividend per share
0.12
Net interest margin
3.52%
Operating net income
11036000
Efficiency ratio gaap
62.89%
Efficiency ratio operating
61.41%
Provision for credit losses
1900000
Loans excluding held for sale
2464800000
Tangible book value per share
15.12

Price after filing

1 day: -0.2%7 days: +5.6%30 days: +2.3%

Close on the filing date to close N calendar days later (from $20.89). Historical, not a forecast.

AI analysis

Red flags3 · Pro

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AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.