Esquire Financial Holdings, Inc. (ESQ) Form 8-K — Jul 23, 2026
Esquire Financial Holdings reported second quarter 2026 net income of $13.0 million, or $1.49 per diluted share, an increase of 9.2% compared to the prior year period. Excluding merger-related expenses, adjusted net income rose 15.9% to $14.0 million, driven by a resilient net interest margin of 5.96% and continued growth in litigation-related loans. Total loans grew $87.2 million on a linked quarter basis to $1.90 billion, while total deposits increased by $77.1 million to $2.18 billion, reflecting a low-cost funding profile. The company also achieved a return on average equity of 17.06% and maintained an efficiency ratio of 50.1% for the quarter.
Key figures
- Eps
- 1.49
- Net Income
- 13000000
- Total Assets
- 2511018000
- Cash Position
- 242183000
- Total Loans
- 1901805000
- Adjusted EPS
- 1.6
- Adjusted ROE
- 18.33%
- Total Deposits
- 2179693000
- Efficiency Ratio
- 50.1%
- Net Interest Margin
- 5.96%
- Return On Average Assets
- 2.09%
- Return On Average Equity
- 17.06%
- Provision For Credit Losses
- 2900000
Price after filing
Close on the filing date to close N calendar days later (from $122.83). Historical, not a forecast.
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