COMMUNITY FINANCIAL SYSTEM, INC. (CBU) Form 8-K — Jul 28, 2026
Community Financial System reported second quarter 2026 net income of $61.3 million, or $1.16 per share, an increase from $51.3 million, or $0.97 per share, in the prior year. The company achieved a record quarterly net interest income of $139.1 million, supported by a 19 basis point expansion in net interest margin to 3.46% driven by lower funding costs and organic loan growth. Total assets grew to $17.76 billion, while total deposits reached $14.71 billion, reflecting growth from core balances and recent acquisitions including the Santander branch deal and the ClearPoint Federal Bank & Trust acquisition.
Key figures
- Eps
- 1.16
- Revenue
- 223155000
- Net Income
- 61334000
- Total Debt
- 0
- Total Assets
- 17763770000
- Cash Position
- 258174000
- Shares Outstanding
- 52598000
- Loans
- 11282824000
- Deposits
- 14710409000
- Book Value
- 39.41
- Net Charge Offs
- 0.12%
- Return On Assets
- 1.40%
- Return On Equity
- 12.10%
- Efficiency Ratio
- 61.7%
- Dividend Declared
- 0.47
- Dividend Announced
- 0.49
- Net Interest Margin
- 3.46%
- Tangible Book Value
- 21.96
- Tier1 Leverage Ratio
- 9.26%
Price after filing
Close on the filing date to close N calendar days later (from $66.74). Historical, not a forecast.
AI analysis
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