PEOPLES FINANCIAL SERVICES CORP. (PFIS) Form 8-K — Jul 30, 2026
Peoples Financial Services Corp. reported unaudited Q2 2026 net income of $14.8 million, or $1.48 per diluted share, down from $17.0 million, or $1.68 per share, in the prior year. The decline was primarily driven by a higher provision for credit losses and increased noninterest expense, partially offset by growth in net interest income and noninterest income. The company achieved robust loan growth, with total loans increasing $112.6 million linked quarter to $4.3 billion, alongside a 15 basis point improvement in net interest margin to 3.82%.
Key figures
- Eps
- 1.48
- Book Value
- 53.56
- Net Income
- 14.8 million
- Total Loans
- 4.3 billion
- Total Deposits
- 4.5 billion
- Efficiency Ratio
- 55.16%
- Net Interest Margin
- 3.82%
- Shares Outstanding
- 10010367
- Tangible Book Value
- 43.51
- Return On Average Assets
- 1.13%
- Return On Average Equity
- 11.10%
- Provision For Credit Losses
- 3.1 million
- Nonperforming Assets Percentage
- 0.34%
Price after filing
Close on the filing date to close N calendar days later (from $71.93). Historical, not a forecast.
AI analysis
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