National Bank Holdings Corp (NBHC) Form 10-Q — Aug 5, 2026

$NBHCForm 10-QFiled Aug 5, 2026, 5:20 PM ET0001104659-26-091272Original filing

National Bank Holdings Corporation reported Q2 2026 net income of $26.5 million, or $0.58 diluted EPS, down from $34.0 million and $0.88 a year earlier, with the decline driven largely by $25.2 million of pre-tax Vista acquisition-related costs booked in the first half of 2026. The quarter reflects the January 7, 2026 close of the Vista Bancshares acquisition, a $377.7 million deal funded with $89.0 million of cash and 7.3 million NBHC shares at $39.51, which added roughly $1.9 billion of loans, $2.2 billion of deposits, $149.4 million of goodwill, and 12 banking centers, lifting total assets to $12.6 billion from $9.9 billion at year-end 2025.

Key figures

Eps: $0.58 diluted Q2 2026 (vs $0.88 Q2 2025); $1.04 H1 2026 (vs $1.51 H1 2025)
Net Income: $26.49 million Q2 2026 (vs $34.02 million Q2 2025); $47.28 million for H1 2026 (vs $58.25 million H1 2025)
Total Assets: $12.586 billion at June 30, 2026 (vs $9.884 billion at December 31, 2025)
Cash Position: $380.7 million at June 30, 2026
Deal Value Usd: $377.7 million Vista Bancshares acquisition ($422.7 million total including $45.0 million of Vista debt effectively settled)
Shares Outstanding: 44539547
Total loans: $9.774 billion at June 30, 2026 (vs $7.433 billion at Dec 31, 2025)
Non accrual loans: $30.1 million (vs $24.9 million at Dec 31, 2025)
Deposits assumed vista: $2.205 billion
Goodwill created vista: $149.4 million
Shares issued for vista: 7305975
Net fhlb advances h1 2026: $115.0 million
Share repurchases h1 2026: 670,340 shares for $27.2 million
Dividend per share q2 2026: 0.32
Allowance for credit losses: $110.3 million (vs $87.4 million at Dec 31, 2025)
Deposits net change h1 2026: -$108.2 million
Gross unrealized losses afs: $64.5 million
Net interest income q2 2026: $109.29 million (+25% YoY from $87.41 million)
Non interest income q2 2026: $19.77 million (vs $17.07 million Q2 2025)
Pro forma q2 2026 net income: $34.9 million (pro forma diluted EPS $0.76)
Long term debt issued h1 2026: $150.0 million
Loans acquired vista fair value: $1.907 billion
Provision for credit losses q2 2026: $1.5 million (vs $0 in Q2 2025)
Acquisition related costs h1 2026 pretax: $25.2 million

Price after filing

1 day: -0.9%7 days: -0.4%30 days: -3.2%

Close on the filing date to close N calendar days later (from $43.24). Historical, not a forecast.

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