John Marshall Bancorp, Inc. (JMSB) Form 10-Q — Aug 7, 2026

$JMSBForm 10-QFiled Aug 7, 2026, 8:30 AM ET0001104659-26-092388Original filing

John Marshall Bancorp posted net income of $7.0 million ($0.50 diluted EPS) for Q2 2026, up from $5.1 million ($0.36) a year earlier, and $13.1 million ($0.93 diluted EPS) for the first six months of 2026, a 32.4% increase over the same 2025 period. Net interest income rose 16.6% to $33.8 million for the six months, driven by loan growth and lower deposit costs, with net interest margin expanding to 2.93% from 2.63%. The provision for credit losses fell to $281 thousand from $707 thousand, and an $835 thousand gain on the sale of an equity investment lifted non-interest income to $1.7 million.

Key figures

Eps: $0.93 diluted (six months 2026) vs $0.69 (six months 2025); $0.50 diluted (Q2 2026) vs $0.36 (Q2 2025)
Revenue: $58.8 million total interest and dividend income (six months ended June 30, 2026)
Net Income: $13.1 million (six months ended June 30, 2026, +32.4% YoY); $7.0 million (Q2 2026)
Total Assets: $2.40 billion at June 30, 2026
Cash Position: $159.0 million total cash and cash equivalents at June 30, 2026
Shares Outstanding: 14112134
Roaa: 1.13% (six months 2026) vs 0.89% (six months 2025)
Roae: 9.77% (six months 2026) vs 7.91% (six months 2025)
Deposits: $1.99 billion
Total Liquidity: $827.2 million
Efficiency Ratio: 50.5% (Q2 2026) vs 53.9% (Q2 2025)
Buyback Remaining: 457,850 shares under 700,000-share program expiring August 31, 2026
Bank Leverage Ratio: 12.9%
Book Value Per Share: $19.40 vs $17.83 a year ago
Net Interest Margin: 2.93% (six months 2026) vs 2.63% (six months 2025); 2.99% in Q2 2026
Non Interest Income: $1.7 million (six months 2026), including $835 thousand gain on sale of an equity investment
Shareholders Equity: $273.8 million
Bank Tier1 Capital Ratio: 15.6%
Federal Funds Purchased: $40.0 million at June 30, 2026 vs none at December 31, 2025
Fhlb Advances Outstanding: $56.0 million at rates 3.61%-3.98%
Loans Net Of Unearned Income: $2.01 billion
Non Performing Assets Ratio: 0.01% of total assets
Provision For Credit Losses: $281 thousand (six months 2026) vs $707 thousand (six months 2025)
Shares Repurchased H1 2026: 103,507 shares for $2.0 million; none in Q2 2026
Quarterly Dividend Per Share: $0.09 declared in Q2 2026
Net Interest Income Six Months: $33.8 million, +16.6% YoY
Allowance For Loan Credit Losses: $20.2 million, 1.00% of gross loans
Fhlb Borrowing Capacity Remaining: $469.0 million
Federal Reserve Borrowing Capacity: $125.1 million

Price after filing

1 day: 0.0%7 days: -0.3%30 days: +0.2%

Close on the filing date to close N calendar days later (from $23.32). Historical, not a forecast.

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