FIRST CAPITAL INC (FCAP) Form 10-Q — Aug 12, 2026

$FCAPForm 10-QFiled Aug 12, 2026, 4:31 PM ET0001104659-26-094929Original filing

First Capital, Inc. (Nasdaq: FCAP) filed its Form 10-Q for the quarter ended June 30, 2026, reporting net income attributable to the company of $4.76 million, or $1.43 basic and diluted EPS, up from $3.78 million, or $1.13, in the year-ago quarter. Six-month net income attributable to the company rose to $9.09 million ($2.73 basic EPS) from $7.01 million ($2.09) a year earlier. The Indiana bank holding company grew total assets to $1.29 billion from $1.27 billion at year-end 2025, with net loans of $668.1 million, deposits of $1.14 billion, cash and equivalents of $149.8 million, and total equity of $142.6 million; 3,344,625 shares were outstanding as of July 31, 2026.

Key figures

Eps: Q2 2026: $1.43 basic & diluted (vs $1.13 Q2 2025); 6M 2026: $2.73 basic / $2.72 diluted (vs $2.09 / $2.09 6M 2025)
Net Income: $4.762M Q2 2026 net income attributable to First Capital, Inc. (vs $3.775M Q2 2025); $9.092M for six months 2026 (vs $7.010M 6M 2025)
Total Assets: $1.290B at June 30, 2026 (vs $1.272B at Dec 31, 2025)
Cash Position: $149.812M at June 30, 2026 (vs $137.288M at Dec 31, 2025)
Shares Outstanding: 3344625
Deposits: $1,136.731M at June 30, 2026 (vs $1,122.990M at Dec 31, 2025)
Net Loans: $668.124M at June 30, 2026 (vs $654.100M at Dec 31, 2025)
Total Equity: $142.615M at June 30, 2026 (vs $137.909M at Dec 31, 2025)
Dividends Paid6 M: $2.087M (vs $1.959M 6M 2025)
Nonperforming Loans: $4.920M at June 30, 2026 (vs $4.351M at Dec 31, 2025)
Operating Cash Flow6 M: $10.592M (vs $8.111M 6M 2025)
Afs Gross Unrealized Losses: $19.043M at June 30, 2026 (vs $17.349M at Dec 31, 2025)
Provision For Credit Losses Q2: $425K on loans (vs $306K Q2 2025); $775K for six months 2026 (vs $644K)
Allowance For Credit Losses On Loans: $10.714M at June 30, 2026 (vs $10.108M at Dec 31, 2025)
Collateral Dependent Loan Provision: $549K for the three and six months ended June 30, 2026 (vs $0 in Q2 2025)

Price after filing

1 day: -0.5%7 days: -4.8%30 days: -4.8%

Close on the filing date to close N calendar days later (from $65.80). Historical, not a forecast.

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