PEOPLES FINANCIAL CORP /MS/ (PFBX) Form 10-Q — Aug 14, 2026
Peoples Financial Corporation reported Q2 2026 net income of $897,000, or $0.19 per share, down from $1,242,000, or $0.27 per share, in the year-ago quarter, a roughly 28% earnings decline. For the first six months of 2026, net income was $2,343,000 ($0.51 per share) versus $2,552,000 ($0.55 per share) a year earlier, as net interest income slipped to $10.7 million from $11.1 million on lower interest income from securities and balances due from depository institutions.
Key figures
- Eps
- 0.19
- Revenue
- 6937000
- Net Income
- 897000
- Total Debt
- 38500000
- Revenue Yoy
- -7.1%
- Total Assets
- 771025000
- Cash Position
- 24054000
- Shares Outstanding
- 4617466
- Total Loans
- 277162000
- Fhlb Advances
- 38500000
- Total Deposits
- 609777000
- Eps Q2 Prior Year
- 0.27
- Net Income Q2 Yo Y
- -27.8%
- Nonaccrual Loans
- 486000
- Eps Six Months2025
- 0.55
- Eps Six Months2026
- 0.51
- Effective Tax Rate Q2
- 12%
- Shareholders Equity
- 101710000
- Net Interest Income Q2
- 4919000
- Net Income Q2 Prior Year
- 1242000
- Net Income Six Months2025
- 2552000
- Net Income Six Months2026
- 2343000
- Net Interest Income Q2 Yo Y
- -10.1%
- Afs Gross Unrealized Losses
- 26037000
- Fhlb Advances Prior Year End
- 800000
- Htm Gross Unrealized Losses
- 8552000
- Dividends Declared Per Share
- 0.18
- Net Interest Income Q2 Prior Year
- 5472000
- Allowance For Credit Losses On Loans
- 3100000
- Vintage Revision Revolving Loans Column Decrease
- 34025000
AI analysis
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