SOUTHERN MISSOURI BANCORP, INC. (SMBC) Form 10-K — Sep 11, 2026
Southern Missouri Bancorp filed its annual report on Form 10-K for fiscal year 2026, ended June 30, 2026, reporting total assets of $5.2 billion, total deposits of $4.4 billion, and stockholders' equity of $590.7 million. Total loans grew to $4.39 billion from $4.10 billion a year earlier, led by $1.9 billion of commercial real estate loans (43.0% of net loans receivable). The company disclosed it currently exceeds interagency guidance thresholds for commercial real estate concentrations, and its allowance for credit losses stood at $54.9 million (1.27% of loans) against nonperforming assets of $33.5 million (0.64% of total assets).
Key figures
- Total Assets
- 5200000000
- Shares Outstanding
- 11013279
- Total Loans
- $4,391.8 million at June 30, 2026 (vs $4,100.8 million at June 30, 2025)
- Public Float
- $581.1 million market value of common equity held by non-affiliates
- Total Deposits
- $4.4 billion at June 30, 2026
- Construction Loans
- $310.0 million (7.1% of loans)
- Credit Commitments
- $948.5 million of commitments to extend credit
- Stockholders Equity
- $590.7 million at June 30, 2026
- Nonperforming Assets
- $33.5 million (0.64% of total assets)
- Commercial Business Loans
- $771.7 million (17.8% of net loans receivable)
- Allowance For Credit Losses
- $54.9 million (1.27% of loans)
- Commercial Real Estate Loans
- $1.9 billion (43.0% of net loans receivable)
AI analysis
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