Marathon Bancorp, Inc. /MD/ (MBBC) Form 10-K — Sep 16, 2026
Marathon Bancorp, Inc. (Nasdaq: MBBC) filed its annual report for the fiscal year ended June 30, 2026, reporting net income of $1.79 million, or $0.67 basic EPS, up from $42,445, or $0.02, in fiscal 2025, driven by net interest income rising to $8.2 million from $6.0 million as net interest margin expanded to 3.59% from 2.96%. The balance sheet grew broadly, with total assets up $22.2 million, or 9.3%, to $261.0 million, gross loans up 8.3% to $219.3 million, and deposits up 8.3% to $189.7 million, while credit quality stayed clean with nonperforming loans at just 0.03% of total loans and no net charge-offs.
Key figures
- Eps
- 0.67 basic / 0.66 diluted (FY2026) vs 0.02 (FY2025)
- Net Income
- 1791171
- Total Debt
- 20000000
- Total Assets
- 261030000
- Cash Position
- 20969000
- Shares Outstanding
- 3009903
- Offices
- 5
- Deposits
- 189761000
- Gross Loans
- 219300000
- Fiscal Year End
- June 30, 2026
- Efficiency Ratio
- 76.01% vs 101.21% prior year
- Book Value Per Share
- 16.32
- Net Interest Income
- 8205000
- Net Interest Margin
- 3.59% vs 2.96% prior year
- Prior Year Net Income
- 42445
- Stockholders Equity
- 47957000
- Return On Average Assets
- 0.72%
- Return On Average Equity
- 4.59%
- Buyback Shares Remaining
- 142667
- Conversion Gross Proceeds
- $16.9 million (April 2025 offering at $10.00 per share)
- Allowance For Credit Losses
- $1.7 million, or 0.80% of total loans
- Wisconsin NOLCarryforwards
- $13.4 million with $1.0 million valuation allowance
- Buyback Authorization Shares
- 146931
- Full Time Equivalent Employees
- 31
- Non Performing Loans Pct Of Loans
- 0.03%
- Non Affiliate Market Value Dec31 2025
- 6931650
AI analysis
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