AMERISERV FINANCIAL INC /PA/ (ASRV) Form 8-K — Oct 20, 2026
$ASRVForm 8-KItems 2.02, 8.01, 9.01Filed Oct 20, 2026, 9:01 AM ET0001104659-26-117201Original filing
AmeriServ Financial (NASDAQ: ASRV) reported record Q3 2026 net income of $3.1 million, or $0.18 per diluted share, up 21.9% from $2.5 million a year earlier. Nine-month 2026 net income reached $7.6 million ($0.45 diluted EPS), an 80% EPS increase over the same 2025 period. The improvement was driven by net interest margin expansion to 3.41% for the quarter (up 14 bps YoY), a $2.3 million increase in nine-month net interest income, a $3.5 million favorable swing in provision for credit losses, and 10.6% growth in wealth management fees.
Key figures
- Eps
- 0.18
- Net Income
- 3100000
- Revenue Yoy
- +21.9% net income YoY for Q3 2026; +80.0% EPS growth nine months
- Total Assets
- 1447826000
- Shares Outstanding
- 16989267
- Deposit cost
- 1.92%
- Q3 diluted eps
- 0.18
- Cre concentration
- 319% of capital
- Dividend per share
- 0.03
- Q3 2025 net income
- 2544000
- Q3 2026 net income
- 3100000
- Book value per share
- 7.18
- Dividend payout ratio
- 20%
- Loan to deposit ratio
- 81.0%
- Net interest margin q3
- 3.41%
- Nine month diluted eps
- 0.45
- Non performing loans pct
- 0.77%
- Wealth management assets
- 2803549000
- Dividend annualized yield
- 2.6%
- Nine month 2025 net income
- 4170000
- Nine month 2026 net income
- 7632000
- Tangible book value per share
- 6.38
- Net interest margin nine months
- 3.34%
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