BAR HARBOR BANKSHARES (BHB) Form 8-K — Oct 22, 2026
Bar Harbor Bankshares reported third quarter 2026 GAAP net income of $16.1 million, or $0.96 per diluted share, up sharply from $8.9 million ($0.54) a year earlier, with core earnings of $17.5 million ($1.04) versus $15.4 million ($0.92) in the prior quarter. Net interest margin expanded to 3.77% from 3.61% sequentially and 3.56% a year ago, helped by deposits growing 9% annualized to $3.9 billion and a $123.7 million paydown of wholesale borrowings including a $20.0 million subordinated debt redemption. Credit quality stayed strong with net charge-offs of just 0.03% of average loans and a $167 thousand provision recapture.
Key figures
- Eps
- 0.96
- Revenue
- 51558000
- Net Income
- 16089000
- Total Debt
- 157418000
- Total Assets
- 4703864000
- Cash Position
- 74817000
- Shares Outstanding
- 16766000
- Total loans
- 3614000000
- Total deposits
- 3938000000
- Core net income
- 17500000
- Core eps diluted
- 1.04
- Efficiency ratio
- 55.26%
- Return on assets
- 1.35%
- Return on equity
- 11.69%
- Dividend per share
- 0.34
- Book value per share
- 31.95
- Net charge off ratio
- 0.03%
- Net interest margin fte
- 3.77%
- Period close share price
- 38.69
- Deposit growth annualized
- 9%
- Dividend annualized yield
- 3.52%
- Tangible book value per share
- 22.61
AI analysis
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