John Marshall Bancorp, Inc. (JMSB) Form 8-K — Oct 28, 2026
John Marshall Bancorp (Nasdaq: JMSB) reported Q3 2026 net income of $7.5 million, up 39.5% year over year from $5.4 million, with diluted EPS of $0.53 versus $0.38. It was the ninth consecutive quarter of net income growth and the highest net income since Q4 2022. Net interest income climbed 14% to $17.8 million and net interest margin expanded 19 basis points to 2.91%, while core deposits grew $83.3 million annualized at 19.8%. The efficiency ratio improved to 48.1% from 55.6%, reflecting strong positive operating leverage.
Key figures
- Eps
- 0.53
- Revenue
- 18056000
- Net Income
- 7541000
- Total Debt
- 80937000
- Revenue Yoy
- 11.1%
- Total Assets
- 2436886000
- Cash Position
- 191093000
- Shares Outstanding
- 14111934
- Total loans
- $2.01 billion
- Eps yoy growth
- 39.5%
- Total deposits
- $2.06 billion
- Ytd net income
- $20.7 million
- Roaa annualized
- 1.23%
- Roae annualized
- 10.78%
- Efficiency ratio
- 48.1%
- Eps prior year q
- 0.38
- Core eps non gaap
- 0.55
- Dividend per share
- 0.1
- Shareholders equity
- $277.1 million
- Book value per share
- 19.64
- Net interest income q3
- $17.8 million
- Net interest margin q3
- 2.91%
- Core net income non gaap
- $7.8 million
- Merger acquisition expenses q3
- $332 thousand
- Total risk based capital ratio
- 17.1%
- Combined projected assets eagle merger
- $4.3 billion
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