Payoneer Global Inc. (PAYO) Form 8-K — Nov 5, 2026
Payoneer reported Q3 2026 revenue of $276.9 million, up 2% year-over-year, with net income of $14.9 million and flat EPS of $0.04. Revenue excluding interest income grew 5% to $222.2 million while interest income fell 8% on lower rates. The standout was B2B volume, up 59% year-over-year to $5.0 billion, driving 13% total volume growth to $25.3 billion and an 18% rise in ARPU to $555 — the ninth straight quarter of 20%+ ARPU ex-interest growth. Total take rate slipped 12 bps to 109 bps and adjusted EBITDA declined 4% to $68.3 million.
Key figures
- Eps
- 0.04
- Revenue
- 276.9
- Net Income
- 14.9
- Revenue Yoy
- 2%
- Total Assets
- 8594774000
- Cash Position
- 362635000
- Shares Outstanding
- 340775508
- Arpu
- $555 (+18% YoY)
- Volume
- $25.3 billion (+13% YoY)
- Take rate
- 109 bps (-12 bps YoY)
- B2b volume
- $5.0 billion (+59% YoY)
- Customer funds
- $7.5 billion (+6% YoY)
- Adjusted ebitda
- $68.3 million (-4% YoY)
- Checkout volume
- $330 million (+48% YoY)
- Interest income
- $54.7 million (-8% YoY)
- Operating income
- $25.1 million (vs $36.3 million prior year)
- Marketplace smb volume
- $12.6 billion (+1% YoY)
- Enterprise payouts volume
- $7.4 billion (+14% YoY)
- Revenue ex interest income
- $222.2 million (+5% YoY)
- Adjusted ebitda ex interest
- $13.6 million (+16% YoY)
- Operating cash flow nine months
- $180.4 million
AI analysis
Red flags5 · Pro
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.