GRUPO FINANCIERO GALICIA SA (GGAL) Form 6-K — Aug 25, 2026
Grupo Financiero Galicia (BYMA/NASDAQ: GGAL) reported second-quarter 2026 net income attributable to the group of Ps.258,322 million, up 12% year over year, with earnings per share of Ps.160.8, annualized ROE of 11.3% and ROA of 2.1%. First-half net income of Ps.329,308 million remains down 25% versus 6M 2025. Banco Galicia earned Ps.158,228 million (+21% YoY), helped by lower funding costs, government bond gains and expense savings from the Galicia Mas (ex-HSBC) integration, while Naranja X earned Ps.35,619 million (-17% YoY), Galicia Seguros Ps.23,515 million (+40%) and Fondos Fima Ps.38,242 million (+6%).
Key figures
- Eps
- Ps.160.8 per share (2Q26)
- Net Income
- Ps.258,322 million attributable to Grupo Galicia (2Q26, +12% YoY)
- Roa
- 2.1% (2Q26)
- Deposits
- Ps.29,034,793 million
- Npl Ratio
- 10.6% (vs 5.5% 2Q25)
- Cost Of Risk
- 10.7%
- Total Assets
- Ps.50,363,210 million
- Capital Ratio
- 23.7%
- Coverage Ratio
- 93.3% (vs 117.9% 2Q25)
- Roe Annualized
- 11.3% (2Q26)
- Efficiency Ratio
- 35.0% (-591 bp vs 2Q25)
- Net Income6 M2026
- Ps.329,308 million (-25% vs 6M 2025)
- Naranja XNet Income
- Ps.35,619 million (-17% YoY); NPL ratio 19.7%
- Quarterly Inflation
- 6.8% (2Q26) vs 9.4% (1Q26)
- Shareholders Equity
- Ps.9,198,016 million
- Fondos Fima Net Income
- Ps.38,242 million (+6% YoY)
- Banco Galicia Net Income
- Ps.158,228 million (+21% YoY)
- Galicia Seguros Net Income
- Ps.23,515 million (+40% YoY)
- Market Share Loans Private Sector
- 15.9%
- Banco Galicia Public Sector Exposure
- Ps.9,086,605 million (22% of total assets, +36% QoQ)
- Market Share Deposits Private Sector
- 15.6%
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