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DONEGAL GROUP INC (DGICA) Form 10-Q — Aug 4, 2026

$DGICAForm 10-QFiled Aug 4, 2026, 4:29 PM ET0001140361-26-031159Original filing

Donegal Group's Q2 2026 net income rose 32% year over year to $22.3 million, with diluted Class A EPS of $0.60 versus $0.46, helped by lower loss costs and net investment income of $14.5 million. The six-month picture is softer: net income fell to $33.8 million from $42.1 million a year ago as net premiums earned slipped to $443.9 million from $464.5 million, and the commercial lines segment posted an $18.7 million statutory underwriting loss for the half (personal lines earned $27.4 million). The company also disclosed it is non-renewing its roughly $6 million-premium farm book beginning in Q2 2026 after concluding modernization costs exceeded the return on investment.

Key figures

Eps
0.6
Revenue
241119053
Net Income
22305749
Total Debt
35000000
Total Assets
2482085857
Cash Position
23722355
Shares Outstanding
31,542,507 Class A and 5,576,775 Class B as of July 31, 2026
Net income h1 2026
33816353
Investment income q2 2026
14490823
Dividends declared q2 2026
7034456
Eps class a diluted h1 2026
0.91
Eps class a diluted q2 2025
0.46
Net premiums earned h1 2026
443931675
Net premiums earned q2 2026
222574233
Net premiums written h1 2026
465702000
Net premiums written q2 2026
226412000
Reserve sensitivity per 1pct
$7.2 million pre-tax
Donegal mutual q2 repurchases
198,987 Class A shares at $17.16 average
Loss and loss expense reserves
1129135000
Stockholders equity june 30 2026
666108577
Sap underwriting income personal h1 2026
27425000

Price after filing

1 day: +0.9%7 days: -4.0%30 days: -0.6%

Close on the filing date to close N calendar days later (from $19.46). Historical, not a forecast.

AI analysis

Red flags6 · Pro

The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.

AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.

    DONEGAL GROUP INC (DGICA) Form 10-Q — Aug 4, 2026: AI Analysis | Signal8