NBT BANCORP INC (NBTB) Form 10-Q — Aug 7, 2026
NBT Bancorp filed its Q2 2026 10-Q reporting net income of $53.0 million, or $1.02 per diluted share, more than double the $22.5 million ($0.44) earned a year earlier, with first-half net income of $104.2 million versus $59.3 million. Net interest income rose about 10% year over year to $137.0 million as loans grew to $11.87 billion, while the provision for loan losses fell to $6.1 million from $17.8 million; the prior-year quarter also carried $17.2 million of Evans Bancorp acquisition expenses, which flatters the headline comparison.
Key figures
- Eps
- 1.02
- Net Income
- 53030000
- Total Assets
- 16214957000
- Cash Position
- 294653000
- Shares Outstanding
- 51960061
- Total loans
- 11874081000
- Total deposits
- 13537302000
- Q2 2025 net income
- 22510000
- Q2 2025 diluted eps
- 0.44
- Stockholders equity
- 1943919000
- Allowance to loans ratio
- 1.18%
- Six month net income 2025
- 59255000
- Six month net income 2026
- 104172000
- Noninterest income q2 2026
- 49727000
- Six month diluted eps 2026
- 1.99
- Allowance for credit losses
- 140500000
- Net interest income q2 2025
- 124220000
- Net interest income q2 2026
- 136963000
- Noninterest expense q2 2026
- 111438000
- Short term borrowings dec 2025
- 148069000
- Evans acquisition consideration
- 221800000
- Short term borrowings june 2026
- 316438000
- Treasury stock purchased h1 2026
- 14030000
- Provision for loan losses q2 2025
- 17835000
- Provision for loan losses q2 2026
- 6136000
- Quarterly dividend per share q2 2026
- 0.37
- Subordinated notes redeemed june 2026
- 25000000
Price after filing
Close on the filing date to close N calendar days later (from $52.66). Historical, not a forecast.
AI analysis
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