Bank7 Corp. (BSVN) Form 10-Q — Aug 10, 2026

$BSVNForm 10-QFiled Aug 10, 2026, 4:16 PM ET0001140361-26-032024Original filing

Bank7 Corp. reported Q2 2026 net income of $8.3 million ($0.87 diluted EPS), down from $11.1 million ($1.16) a year earlier, with the decline driven primarily by a $2.1 million pre-tax loss on the April 2026 sale of its oil and gas properties. Income before taxes fell 25.1% year over year to $11.0 million. Core banking fundamentals remained solid: total loans grew 6.7% year over year to $1.60 billion, deposits rose 2.7% to $1.64 billion, net interest margin was 4.81%, and the company recorded zero provision for credit losses with nonperforming assets at just 0.39% of loans.

Key figures

Eps: $0.88 basic / $0.87 diluted Q2 2026 (vs $1.18 / $1.16 Q2 2025); $2.14 basic / $2.12 diluted for six months
Net Income: $8.3 million Q2 2026 vs $11.1 million Q2 2025; $20.4 million for six months 2026 vs $21.4 million prior year
Total Assets: $1.91 billion at June 30, 2026 (down from $1.96 billion at December 31, 2025)
Cash Position: $220.6 million cash and due from banks at June 30, 2026
Shares Outstanding: 9525856
Total loans: $1.60 billion, +$100.0 million or +6.7% YoY
Total deposits: $1.64 billion, +$43.7 million or +2.7% YoY
Brokered deposits: $135.2 million
Cet1 ratio company: 15.17%
Uninsured deposits: $389.0 million (23.8% of deposits)
Efficiency ratio q2: 52.05% (vs 39.95% Q2 2025)
Loss on oil gas sale: $2.1 million pre-tax (Q2 2026)
Dividend per share q2: $0.27 (vs $0.24 Q2 2025)
Oil gas sale proceeds: $5.2 million net cash (April 2026)
Oil gas original outlay: $16.5 million (Q4 2023); cumulative cash recovery $20.2 million
Nonperforming assets ratio: 0.39% of total loans
Allowance for credit losses: $19.5 million (1.22% of loans; 309.96% of nonaccrual loans)
Net interest margin q2 2026: 4.81% (vs 4.96% Q2 2025)
Provision for credit losses: $0 for three and six months ended June 30, 2026
Century financial breakup fee: $2.0 million payable to Bank7 if not selected
Net interest margin six months: 5.04% (vs 4.97% prior year)
Century financial purchase price: $68.0 million cash for ~71% of shares
Century financial good faith deposit: $7.3 million funded

Price after filing

1 day: +0.9%7 days: +2.9%30 days: +7.8%

Close on the filing date to close N calendar days later (from $50.60). Historical, not a forecast.

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