Yuanbao Inc. (YB) Form 6-K — Sep 10, 2026

$YBForm 6-KFiled Sep 10, 2026, 7:08 AM ET0001171843-26-005971Original filing

Yuanbao Inc. (NASDAQ: YB), a technology-driven online insurance distributor in China, filed its second quarter 2026 unaudited results on Form 6-K. Total revenues were RMB1,392.2 million (US$205.2 million), up 30.1% year over year, with net income of RMB413.2 million (US$60.9 million), up 35.6%, and net income margin expanding to 29.7% from 28.5%. Growth was broad-based: insurance distribution revenue rose 30.4% to RMB457.4 million, system services grew 22.8% to RMB881.9 million, and a newly launched advertising services line contributed RMB52.8 million.

Key figures

Eps: Diluted net income per ADS RMB8.57 (US$1.26); basic RMB9.14 (US$1.35)
Revenue: RMB1,392.2 million (US$205.2 million) for Q2 2026
Net Income: RMB413.2 million (US$60.9 million) for Q2 2026
Revenue Yoy: +30.1%
Total Assets: RMB5,984.2 million (US$882.0 million) as of June 30, 2026
Cash Position: RMB5.16 billion (US$760.5 million) including cash, time deposits, restricted cash and short-term investments
Ai Models: More than 5,100 models analyzing over 5,900 labels; AI team >10% of workforce
H1 Revenue: RMB2,708.0 million (US$399.1 million), +32.7% YoY
H1 Net Income: RMB800.8 million (US$118.0 million), +33.5% YoY
Exchange Rate: RMB6.7851 to US$1.00
Dividend Payable: RMB389.7 million (US$57.4 million) on balance sheet as of June 30, 2026
Net Income Margin: 29.7% vs 28.5% in Q2 2025
Cash Position Growth: +50.9% YoY, +8.8% QoQ
Income Tax Expense Q2: RMB59.9 million, +439.0% YoY on higher effective tax rate
Operating Cash Inflow Q2: RMB419.1 million (US$61.8 million)
Share Repurchase Executed: ~114,000 ADSs for ~US$1.6 million as of August 31, 2026
System Services Revenue Q2: RMB881.9 million (US$130.0 million), +22.8% YoY
Share Repurchase Authorized: Up to US$15 million over 12 months expiring June 14, 2027
Non Gaa PAdjusted Net Income Q2: RMB431.2 million (US$63.5 million), +32.6% YoY
Advertising Services Revenue Q2: RMB52.8 million (US$7.8 million), newly launched service line
Insurance Distribution Revenue Q2: RMB457.4 million (US$67.4 million), +30.4% YoY

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