GREAT SOUTHERN BANCORP, INC. (GSBC) Form 8-K — Oct 22, 2026
Great Southern Bancorp (NASDAQ: GSBC) reported preliminary Q3 2026 net income of $14.0 million, or $1.27 per diluted share, down from $17.8 million ($1.56) a year earlier. The decline was driven by a one-time non-cash hedge accounting adjustment of roughly $2.5 million after tax; excluding it, non-GAAP net income was $16.5 million, or $1.50 per share. Net interest income held nearly flat at $50.3 million with a 3.75% net interest margin, up from 3.72% a year ago.
Key figures
- Eps
- 1.27
- Eps Beat
- 0
- Revenue
- 0
- Guidance
- Branch consolidation expected to produce $2.3-$2.7 million annual pre-tax income improvement beginning 4Q26; ~$3.5M hedge accounting charge to be recovered through interest income through May 2028.
- Net Income
- 14009000
- Total Assets
- 5821006000
- Efficiency Ratio
- 67.57%
- Book Value Per Share
- 56.97
- Net Interest Income
- 50269000
- Net Interest Margin
- 3.75%
- Return On Avg Assets
- 0.99%
- Return On Avg Equity
- 8.68%
- Non Performing Assets
- 10515000
- Total Stockholders Equity
- 612529000
- Non Gaap Eps
- 1.5
- Total Deposits
- $4.07 billion
- Net Charge Offs Q3
- 397000
- Total Loans Gross
- $4.32 billion
- Dividend Per Share
- 0.43
- Non Gaap Net Income
- 16537000
- Nine Month Net Income
- $47.3 million ($4.27 diluted EPS)
- Shares Repurchased Q3
- 159212
- Avg Repurchase Price Q3
- 79.2
- New Buyback Authorization
- up to 1,000,000 shares
- Tangible Common Equity Ratio
- 10.4%
AI analysis
Red flags4 · Pro
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.