HANMI FINANCIAL CORP (HAFC) Form 8-K — Oct 27, 2026
Hanmi Financial Corporation (NASDAQ: HAFC) reported Q3 2026 net income of $23.7 million, or $0.80 per diluted share, up 0.8% from the prior quarter and 7.4% from a year ago, with ROAA of 1.17% and ROAE of 10.90%. Net interest income grew 5.8% to $67.6 million as net interest margin expanded eight basis points to 3.44%, while deposits rose 1.4% to $7.06 billion and new loan production surged 46.2% to $544 million. The company returned 55.6% of earnings to shareholders via $8.3 million in dividends and $4.9 million in buybacks. Credit loss expense jumped to $4.5 million from $1.2 million, driven by a $3.2 million charge-off on a $21.2 million CRE loan moved to held-for-sale.
Key figures
- Eps
- 0.8
- Revenue
- 0
- Net Income
- 23700000
- Total Debt
- 0
- Total Assets
- 8040000000
- Cash Position
- 0
- Shares Outstanding
- 29496736
- Cet1 ratio
- 12.30%
- Q3 2025 eps
- 0.73
- Total loans
- $6.57B (+0.5% QoQ)
- Tce per share
- 27.03
- Dividends paid
- $8.3M
- Total deposits
- $7.06B (+1.4% QoQ)
- Criticized loans
- $134.4M (2.05% of loans, up from 1.74%)
- Efficiency ratio
- 52.02%
- 2036 notes issued
- $55.0M fixed-to-floating at 6.50% for 5 years, due July 31, 2036
- Share repurchases
- $4.9M (151,048 shares at avg $31.79)
- Dividend per share
- $0.28
- Q3 2025 net income
- 22061000
- 2031 notes redeemed
- $110.0M
- Credit loss expense
- $4.5M vs $1.2M prior quarter
- Net interest income
- $67.6M (+5.8% QoQ)
- Net interest margin
- 3.44% (+8 bps QoQ, +22 bps YoY)
- New loan production
- $543.6M (+46.2% QoQ)
- Return on avg assets
- 1.17%
- Return on avg equity
- 10.90%
- Tce to tangible assets
- 9.93%
- Nonperforming loans ratio
- 0.14% of total loans
- Nonperforming assets ratio
- 0.12% of total assets
- Allowance for credit losses
- $70.8M (1.08% of loans)
AI analysis
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