Stock Yards Bancorp, Inc. (SYBT) Form 8-K — Oct 28, 2026
Stock Yards Bancorp (SYBT) reported record third quarter 2026 earnings of $43.5 million, or $1.40 per diluted share, up from $1.31 in Q2 2026 and $1.23 a year ago. Net interest margin expanded 32 basis points year over year to 3.88% and non-interest income hit a record $27.6 million, up 13%. The first full quarter of the Field & Main Bancorp merger contributed meaningfully, adding $606 million in loans and $731 million in deposits, and the core systems conversion was completed in mid-October. Remaining merger expenses are expected in Q4 2026.
Key figures
- Eps
- 1.4
- Revenue
- 120322000
- Net Income
- 43508000
- Total Assets
- 10260130000
- Shares Outstanding
- 31066000
- Total loans
- 7987664000
- Branch offices
- 82
- Total deposits
- 8389825000
- Loan growth yoy
- +15% ($1.06 billion)
- Npm loans ratio
- 0.27%
- Efficiency ratio
- 53.29%
- Field main loans
- 606000000
- Allowance to loans
- 1.35%
- Deposit growth yoy
- +10% ($746 million)
- Merger expenses q3
- 678000
- Diluted eps q2 2026
- 1.31
- Diluted eps q3 2025
- 1.23
- Field main deposits
- 731000000
- Net interest margin
- 3.88%
- Afs security provision
- 250000
- Credit card fraud loss
- 850000
- Net interest income q3
- 92604000
- Non interest income q3
- 27633000
- Non interest expenses q3
- 64114000
- Return on average assets
- 1.69%
- Return on average equity
- 13.72%
- Quarterly dividend per share
- 0.33
- Tangible book value per share
- 32.08
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