NICOLET BANKSHARES INC (NIC) Form 8-K — Oct 20, 2026
Nicolet Bankshares (NYSE: NIC) reported Q3 2026 net income of $64 million and diluted EPS of $2.96, up from $57 million and $2.62 in Q2 2026. Core diluted EPS (non-GAAP) was $3.15, and the net interest margin expanded to 4.19% from 4.14%. The quarter marked completion of the MidWestOne integration and core systems conversion, the sale of Denver branches, and consolidation of wealth management platforms onto one system. Core deposits grew $223 million while asset quality remained solid with nonperforming assets at just 0.52% of total assets.
Key figures
- Eps
- 2.96
- Net Income
- 63728000
- Total Debt
- 92750000
- Total Assets
- 15064808000
- Cash Position
- 510531000
- Shares Outstanding
- 20845434
- Core roa
- 1.76%
- Core rotce
- 22.01%
- Buybacks q3
- 40019000
- Total loans
- 10882449000
- Total deposits
- 12596635000
- Core net income
- 67790000
- Core diluted eps
- 3.15
- Dividend per share
- $0.36 quarterly cash dividend, payable December 15, 2026
- Q3 2025 net income
- 41735000
- Net interest margin
- 4.19%
- Q3 2025 diluted eps
- 2.73
- Nonperforming assets ratio
- 0.52%
AI analysis
Red flags3 · Pro
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.