ENB Financial Corp (ENBP) Form 10-Q — May 15, 2026
ENB Financial Corp reported Q1 2026 net income of $4.0 million, a 6.8% decline from the prior year, primarily due to $2.1 million in merger-related expenses associated with the acquisition of Cecil Bancorp, Inc. completed on February 1, 2026. Excluding these one-time charges, adjusted net income rose to $5.9 million, with adjusted diluted EPS of $1.03 compared to $0.76 in Q1 2025, demonstrating strong underlying operational performance post-acquisition. The acquisition added $147.4 million in loans and $186.4 million in deposits, expanding the bank's footprint into Cecil County, Maryland.
Key figures
- Eps
- 0.71
- Net Income
- 4024
- Total Debt
- 181512
- Total Assets
- 2424338
- Cash Position
- 89520
- Deal Value Usd
- 31329
- Adjusted EPS
- 1.03
- Total Deposits
- 2066348
- Merger Expenses
- 2157
- Adjusted Net Income
- 5890
- Net Interest Income
- 18929
- Operating Expenses
- 18284
- Shares Outstanding
- 5703805
- Non Performing Assets
- 14376
- Allowance For Credit Losses
- 18981
Price after filing
Close on the filing date to close N calendar days later (from $25.50). Historical, not a forecast.
AI analysis
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