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ENB Financial Corp (ENBP) Form 8-K — Oct 23, 2026

$ENBPForm 8-KItems 2.02, 9.01Filed Oct 23, 2026, 3:12 PM ET0001174947-26-000931Original filing

ENB Financial Corp (OTCQX: ENBP) reported Q3 2026 net income of $6,913,000, a 16.8% increase over the $5,919,000 earned in Q3 2025, with EPS of $1.21 versus $1.04 a year ago. Results were boosted by the Cecil Bancorp acquisition completed February 1, 2026, which added $147.4 million of net loans and $186.4 million of deposits, driving net interest income up 22.4% and total assets to $2.40 billion.

Key figures

Eps
1.21
Revenue
26802000
Net Income
6913000
Total Debt
222794000
Total Assets
2395386000
Cash Position
0
Shares Outstanding
5723000
Roa q3
1.14%
Roe q3
15.89%
Gross loans
1710000000
Ytd eps 2025
2.83
Ytd eps 2026
2.92
Cecil deposits
186384000
Total deposits
2000000000
Cecil net loans
147400000
Nii growth q3 yoy
22.4%
Q3 2025 net income
5919000
Stockholders equity
162224000
Ytd net income 2025
16045000
Ytd net income 2026
16641000
Book value per share
28.35
Provision release q3
374000
Adjusted net income q3
6919000
Dividends per share q3
0.18
Net interest income q3
22297000
Net interest margin q3
3.86%
Adjusted diluted eps ytd
3.45
Merger expenses ytd pretax
3722000
Cecil fair value net assets
24617000
Tangible book value per share
26.85

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