Lake Shore Bancorp, Inc. /MD/ (LSBK) Form 10-Q — May 12, 2026
Lake Shore Bancorp, Inc. reported a net income of $1.923 million for the quarter ended March 31, 2026, a significant increase of 81.9% from $1.057 million in the same period of 2025. This improvement was primarily driven by a $1.2 million increase in net interest income, which rose to $6.773 million from $5.417 million in the prior year. The net interest margin improved to 4.02% from 3.49% in the prior year, reflecting better management of interest rates and a strategic focus on higher-yielding loans.
Key figures
- Eps
- 0.26
- Revenue
- 9055
- Net Income
- 1923
- Total Debt
- 0
- Debt Amount
- 0
- Revenue Yoy
- 688
- Total Assets
- 722011
- Cash Position
- 61607
- Deal Value Usd
- 0
- Interest Rate
- 0
- Gross Proceeds
- 0
- Offering Price
- 0
- Shares Offered
- 0
- Shares Outstanding
- 7862790
- Net Charge Offs
- -8
- Total Deposits
- 566620
- Interest Expense
- 2395
- Income Tax Expense
- 430
- Net Charge Offs Yoy
- -2
- Net Interest Income
- 6660
- Non Interest Income
- 703
- Non Interest Expense
- 5123
- Income Tax Expense Yoy
- 224
- Non Performing Assets
- 1585
- Net Interest Income Yoy
- 1195
- Non Interest Expense Yoy
- 245
- Other Comprehensive Loss
- 689
- Total Stockholders Equity
- 142378
- Allowance For Credit Losses
- 4799
- Dividends Declared Per Share
- 0.09
- Other Comprehensive Loss Yoy
- 676
- Total Stockholders Equity Yoy
- 739
Price after filing
Close on the filing date to close N calendar days later (from $15.94). Historical, not a forecast.
AI analysis
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