Winchester Bancorp, Inc./MD/ (WSBK) Form 10-Q — May 13, 2026
Winchester Bancorp, Inc. reported a significant increase in net income to $3.2 million for the nine months ended March 31, 2026, compared to $46,000 for the same period in 2025. This improvement was primarily driven by an increase in net interest income and a reduction in the provision for credit losses. The company's total assets increased by $107.7 million, or 11.3%, to $1.06 billion, with the primary driver being an $89.4 million increase in gross loans.
Key figures
- Eps
- 0.35
- Revenue
- 36867
- Net Income
- 3181
- Total Debt
- 146883
- Revenue Yoy
- 5515
- Total Assets
- 1057104
- Cash Position
- 53952
- Net interest income
- 18102
- Net interest margin
- 2.52
- Increase in other expense
- 751
- Allowance for credit losses
- 4537
- Increase in non interest income
- 68
- Increase in non interest expense
- 524
- Increase in data processing expense
- 259
- Decrease in deposit insurance expense
- 103
- Increase in salaries and employee benefits
- 359
- Increase in marketing and advertising expense
- 232
- Decrease in net periodic pension and post retirement cost
- 650
Price after filing
1 day: -0.2%7 days: -0.5%30 days: +1.3%
Close on the filing date to close N calendar days later (from $12.77). Historical, not a forecast.
AI analysis
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