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Ally Financial Inc. (ALLY) Form 8-K — Jul 21, 2026

$ALLYForm 8-KItems 2.02, 9.01Filed Jul 21, 2026, 7:20 AM ET0001193125-26-309539Original filing

Ally Financial reported strong preliminary second-quarter 2026 results, with GAAP EPS of $1.18, up 14% year-over-year, and Adjusted EPS of $1.21, up 22%. The company’s net income attributable to common shareholders rose 13% to $367 million, driven by a $137 million increase in pre-tax income compared to the prior year. The company’s core franchises showed resilience, with Dealer Financial Services originations growing 21% year-over-year to $13.3 billion and Insurance written premiums increasing nearly 10%. Ally’s digital bank continued to attract customers, adding 63,000 net new depositors, while total deposits reached $154.0 billion.

Key figures

Eps
1.18
Revenue
2286000000
Net Income
410000000
Revenue Yoy
10%
Total Assets
200000000000
Cash Position
7500000000
Adjusted EPS
1.21
Pre Tax Income
537000000
Share Repurchases
148000000
Return On Common Equity
11.0%
Common Dividend Per Share
0.3
Common Equity Tier1 Ratio
10.1%
Net Interest Margin Excluding Core OID
3.63%
Net Income Attributable To Common Shareholders
367000000

Price after filing

1 day: -2.7%7 days: -5.7%30 days: -9.6%

Close on the filing date to close N calendar days later (from $46.80). Historical, not a forecast.

AI analysis

The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.

AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.

    Ally Financial Inc. (ALLY) Form 8-K — Jul 21, 2026: AI Analysis | Signal8