HDFC BANK LTD (HDB) Form 6-K — Jul 29, 2026

HDFC Bank reported total net revenue of $12.5 billion for the six months ended September 30, 2025, an increase from the prior year period, driven by growth in net interest revenue to $8.2 billion. However, net income attributable to shareholders decreased to $3.8 billion compared to the previous year, impacted by a rise in the provision for credit losses to $1.1 billion and higher non-interest expenses. The bank experienced a 22.5% year-over-year increase in provisions for credit losses, totaling $1.1 billion, which pressured net profitability despite the growth in top-line revenue. Operating expenses also rose, with total non-interest expense reaching $7.0 billion for the period.

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