River Financial Corp (RVRF) Form 10-Q — Aug 4, 2026
River Financial Corporation, a Prattville, Alabama bank holding company, reported Q2 2026 net income of $13.8 million ($1.74 diluted EPS), up 14.57% from $12.1 million ($1.54) a year earlier, and first-half net income rose 36.26% to $28.0 million. Net interest income drove the gains, climbing 16.48% year-over-year to $34.4 million as net interest margin expanded to 3.70% from 3.41%, on loan growth and higher yields on new and repricing loans. Loans grew $102.7 million during the quarter (a 14.99% annualized rate) and deposits rose $54.7 million.
Key figures
- Eps
- 1.74
- Net Income
- 13849000
- Cash Position
- 157317000
- Diluted Eps Q2
- 1.74
- Q2 Loan Growth
- 102700000
- Total Deposits
- 3505017000
- Q2 Deposit Growth
- 54700000
- Total Gross Loans
- 2851134000
- Book Value Per Share
- 40.55
- Net Income Six Months
- 27996000
- Stockholders Equity
- 310073000
- Diluted Eps Six Months
- 3.53
- Net Interest Income Q2
- 34404000
- Return On Avg Equity Q2
- 17.97%
- Fhlb Advances Carrying
- 135000000
- Q2 Loan Growth Annualized
- 14.99%
- Allowance For Credit Losses
- 39758000
- Weighted Avg Basic Shares Q2
- 7809308
- Tangible Book Value Per Share
- 36.94
- Net Interest Income Six Months
- 67745000
- Provision For Credit Losses Q2
- 2013000
- Total Asset Growth Since YE2025
- $230.4 million, or 6.08%
- Dividends Per Share Six Months2025
- 0.54
- Dividends Per Share Six Months2026
- 1.00
- Subordinated Debentures Carrying
- 39659000
- Net Interest Margin Tax Equivalent Q2
- 3.70%
- Net Interest Margin Tax Equivalent Q2 Prior Year
- 3.41%
AI analysis
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