Heritage Insurance Holdings, Inc. (HRTG) Form 8-K — Aug 5, 2026
Heritage Insurance Holdings reported record second quarter 2026 net income of $61.7 million, up 28.5% from $48.0 million a year ago, with diluted EPS rising 32.3% to $2.05. Total revenue grew 3.0% to $214.2 million and the net combined ratio improved 8.0 points to 64.9%, aided by $23.4 million of favorable prior-year loss development and lower weather losses. Book value per share climbed 54.5% year-over-year to $19.09, annualized return on average equity reached 45.4%, and second quarter operating cash flow rose 277% to $166.5 million.
Key figures
- Eps
- 2.05
- Revenue
- 214195000
- Net Income
- 61710000
- Total Debt
- 71287000
- Revenue Yoy
- 3.0%
- Total Assets
- 2452436000
- Cash Position
- 587597000
- Shares Outstanding
- 29732416
- Net Loss Ratio
- 30.4%
- Ytd Net Income
- $98.2 million
- Ytd Diluted Eps
- 3.23
- Annualized ROAE
- 45.4%
- Dividend Status
- quarterly dividend suspension continued
- Policies In Force
- 350887
- Premiums In Force
- $1.41 billion (-1.4% YoY)
- Effective Tax Rate
- 24.9%
- Net Combined Ratio
- 64.9%
- Book Value Per Share
- 19.09
- Net Premiums Earned
- 201124000
- Buyback Spend Ytd2026
- $24.6 million
- Net Investment Income
- 10600000
- Q2 Operating Cash Flow
- 166500000
- Book Value Per Share Yoy
- +54.5%
- Gross Premiums Written
- 388441000
- Q2 Operating Cash Flow Yoy
- +277%
- Gross Premiums Written Yoy
- -5.5%
- Shares Repurchased Ytd2026
- 1001508
- New Repurchase Authorization
- $50.0 million (May 7, 2026)
- Favorable Prior Year Development
- 23400000
- Cat Xol Treaty Year Expense Savings
- $63.2 million
- Repurchase Authorization Remaining
- $37.4 million
Price after filing
Close on the filing date to close N calendar days later (from $30.22). Historical, not a forecast.
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