Exzeo Group, Inc. (XZO) Form 8-K — Aug 6, 2026
Exzeo Group, Inc. (NYSE: XZO) reported second quarter 2026 results on August 6, 2026, with revenue up to $57.8 million from $56.1 million a year earlier and net income up to $23.3 million from $21.7 million, while basic and diluted EPS were flat at $0.26 in both periods. Platform momentum stayed solid: Managed Premium rose to $1.40 billion from $1.22 billion and Annual Recurring Revenue rose to $210.7 million from $195.3 million, though Adjusted EBITDA margin compressed to 53% from 57% as the company invested in workforce and infrastructure.
Key figures
- Eps
- 0.26
- Net Income
- 23269000
- Revenue Yoy
- +3.0% (Q2 2026 $57.8M vs Q2 2025 $56.1M)
- Total Assets
- 385783000
- Cash Position
- 333800000
- Shares Outstanding
- 90200252
- Ytd Revenue
- $113.3 million (vs $108.5 million)
- Arr Prior Year
- $195.3 million
- Ytd Net Income
- $43.7 million (vs $39.6 million); YTD EPS $0.48 flat
- Pretax Income Q2
- $31.4 million
- Ytd Free Cash Flow
- $40.4 million vs $56.3 million prior year
- Adjusted EBITDAQ2
- $29.9 million (vs $29.6 million prior year)
- Managed Premium Q2
- $1.40 billion
- Q2 Repurchase Value
- $10.0 million
- Ytd Adjusted EBITDA
- $56.5 million; margin 51% vs 54%
- Cash And Equivalents
- $136.7 million
- Shareholders Equity
- $288.2 million
- Q2 Shares Repurchased
- 726828
- Adjusted EBITDAMargin
- 53% vs 57% prior year
- Ytd Operating Cash Flow
- $40.9 million vs $57.5 million prior year
- Annual Recurring Revenue
- $210.7 million
- Repurchase Program Total
- $12.0 million (834,250 shares, completed July 2026)
- Fixed Maturity Securities
- $197.1 million
- Managed Premium Prior Year
- $1.22 billion
Price after filing
Close on the filing date to close N calendar days later (from $16.32). Historical, not a forecast.
AI analysis
The rest of the AI analysis, red flags and sentiment are part of Signal8 Pro.
AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.