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HCI Group, Inc. (HCI) Form 8-K — Aug 6, 2026

$HCIForm 8-KItems 2.02, 9.01Filed Aug 6, 2026, 4:25 PM ET0001193125-26-338133Original filing

HCI Group reported record second-quarter 2026 results on August 6, with pre-tax income of $111 million, up from $94 million a year earlier, and diluted EPS of $5.60 versus $5.18. Net income was $83 million, and net income after noncontrolling interests was $74 million. Growth was broad-based: gross premiums earned rose 6% to $321 million on higher policy volume, net investment income climbed to $19 million from $16 million, and new carrier customers on Exzeo's insurance technology platform helped lift other revenue to $5 million from $3 million. The gross loss ratio ticked up to 22.2% from 21.3% a year ago.

Key figures

Eps
5.6
Revenue
246653000
Net Income
82900000
Total Assets
2648459000
Cash Position
872336000
Shares Outstanding
12469972
Debt Breakdown
Revolving credit facility $36.0M and long-term debt $31.465M as stated on the balance sheet
Pretax Income Q2
110973000
Revenue period
Q2 2026 total revenue (three months ended June 30, 2026)
Gross Loss Ratio Q2
22.2%
Book Value Per Share
86.6
Diluted Eps Six Months
11.05
Dividends Per Share Q2
0.4
Repurchases Q2 Dollars
57000000
Gross Premiums Earned Q2
320824000
Net Investment Income Q2
18890000
Pretax Income Six Months
226357000
Gross Written Premiums Q2
382345000
Pretax Income Q2 Prior Year
94392000
Gross Loss Ratio Q2 Prior Year
21.3%
Book Value Per Share Prior Year
58.55
Share Repurchase Program Size
80000000
Shares Repurchased Program Total
504330
Gross Premiums Earned Q2 Prior Year
302628000
Repurchases First Half2026 Dollars
74500000
Net Income After Noncontrolling Interests Q2
73797000

Price after filing

1 day: -0.2%7 days: +4.2%30 days: +5.0%

Close on the filing date to close N calendar days later (from $178.77). Historical, not a forecast.

AI analysis

Red flags5 · Pro

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AI-generated analysis of a public disclosure. Not investment advice; verify against the original document.