CF BANKSHARES INC. (CFBK) Form 10-Q — Aug 7, 2026

$CFBKForm 10-QFiled Aug 7, 2026, 10:38 AM ET0001193125-26-339475Original filing

CF Bankshares (CFBK) reported Q2 2026 net income of $5.9 million, or $0.90 per diluted share, up roughly 17% from $5.0 million and $0.77 a year earlier, driven by net interest income growth to $14.8 million from $14.0 million and a lower provision of $0.9 million versus $1.4 million. The balance sheet expanded to $2.17 billion in total assets with net loans near $1.80 billion, deposits of $1.83 billion, and stockholders' equity of $194.3 million, and the quarterly common dividend was raised to $0.09 per share from $0.07.

Key figures

Eps: $0.90 diluted / $0.91 basic (Q2 2026) vs $0.77 year-ago; $1.67 diluted for 6M 2026 vs $1.45
Net Income: $5.912M (Q2 2026) vs $5.035M (Q2 2025); $10.936M (6M 2026) vs $9.465M (6M 2025)
Total Assets: $2.170B at June 30, 2026 vs $2.117B at December 31, 2025
Cash Position: $253.1M cash and cash equivalents at June 30, 2026
Shares Outstanding: 6,415,512 voting common and 76,700 non-voting common as of August 5, 2026
Deposits: $1.829B carrying value vs $1.781B at Dec 31, 2025
Net Loans: $1.799B net of allowance vs $1.739B at Dec 31, 2025
Nonaccrual Loans: $20.835M vs $15.329M at Dec 31, 2025 (+36%)
Net Interest Income Q2: $14.844M, +6.0% YoY vs $14.001M
Special Mention Loans: $23.882M commercial; $16.778M multi-family residential
Nonaccrual Commercial: $12.869M vs $8.181M at Dec 31, 2025
Subordinated Debentures: $15.058M
Quarterly Common Dividend: $0.09/share in Q2 2026 vs $0.07 in Q2 2025
Total Stockholders Equity: $194.336M at June 30, 2026
Allowance For Credit Losses: $19.436M vs $17.678M at Dec 31, 2025
Fhlb Advances And Other Debt: $99.231M
Provision For Credit Losses Q2: $0.944M vs $1.427M year-ago quarter

Price after filing

1 day: 0.0%7 days: +0.2%30 days: -0.8%

Close on the filing date to close N calendar days later (from $35.97). Historical, not a forecast.

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