FB Bancorp, Inc. /MD/ (FBLA) Form 10-Q — Aug 13, 2026
FB Bancorp reported a Q2 2026 net loss of $70 thousand, down from net income of $879 thousand a year earlier, leaving first-half 2026 net income at just $49 thousand versus $1.58 million in the prior-year period. Continuing banking operations earned $697 thousand in the quarter, but the divested NOLA Lending Group mortgage business generated a $767 thousand discontinued-operations loss. Profitability metrics deteriorated as net interest margin compressed to 4.20% from 4.65% a year ago and the efficiency ratio worsened to 92.62% from 86.68%.
Key figures
- Eps
- 0.01 basic and diluted for six months ended June 30, 2026 (vs 0.09 prior year); $0.00 for Q2 2026
- Net Income
- $49 thousand for six months ended June 30, 2026 (Q2 2026 net loss of $70 thousand vs $879 thousand net income in Q2 2025)
- Total Debt
- 111186000
- Total Assets
- 1225644000
- Cash Position
- 45209000
- Shares Outstanding
- 15948178
- Total Equity
- 283816000
- Total Deposits
- 810975000
- Book Value Per Share
- 17.66
- Efficiency Ratio Q2
- 92.62% (vs 86.68% in Q2 2025)
- Non Performing Loans
- $13.8 million, or 1.85% of total loans (vs 1.68% at December 31, 2025)
- Tier1 Leverage Ratio
- 20.32%
- Net Interest Margin Q2
- 4.20% (vs 4.65% in Q2 2025)
- Net Income Continuing Ops Q2
- 697000
- Share Repurchases Six Months
- $27.6 million
- Net Interest Income Six Months
- 23744000
- Provision For Credit Losses Six Months
- 965000
Price after filing
Close on the filing date to close N calendar days later (from $15.71). Historical, not a forecast.
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